In today’s healthcare landscape, the most expensive claims aren’t always the most obvious ones. The most costly claims are the ones that could have been prevented with early intervention. At Prodigy Benefit Management, we help employers look beyond the short-term premium and focus on long-term performance. Our Paradigm Health & Wellness Plan is designed to reduce risk before it turns into runaway costs.
So, what’s the real cost of not investing in predictive, preventative care? Let’s break it down.
Escalating Claims That Could’ve Been Avoided
Without early detection, conditions like diabetes, hypertension, or mental health challenges quietly worsen until they explode into high-cost claims. The result?
- Emergency room visits
- Surgeries and hospital stays
- Long-term medication and therapies
With Paradigm, employers can stay ahead of these risks. Lifestyle assessments and coaching programs help identify red flags early and provide resources before a condition worsens or spirals out of control.
Lost Productivity and Presenteeism
Health issues don’t just impact your claims. They impact your bottom line. When employees are unwell, stressed, or dealing with unmanaged conditions, productivity drops, even if they’re still at their desks.
Ignoring preventative care leads to:
- Increased absenteeism
- Burnout and disengagement
- Lower morale across the team
Paradigm Health & Wellness tackles this by building a culture of wellness and support, where employees feel seen, supported, and empowered to take control of their health.
Higher Turnover and Lower Satisfaction
Employees today expect more from their benefits. When your wellness program feels like an afterthought, they notice, and they look elsewhere.
Investing in predictive, preventative care sends a clear message: We care about you, not just your work. That’s a powerful driver of loyalty and retention.
Missed Opportunities to Control Rising Costs
When employers fail to take steps to implement preventive wellness, risks grow unchecked, and costs escalate. Predictive wellness tools provide employers with real-time insights into their population’s health, enabling informed cost-saving decisions.
With Paradigm, you can:
- Spot health trends in your employees before they become claims.
- Target high-risk groups with focused interventions and lifestyle changes.
- Track results and ROI with actionable reporting.
It’s not just about wellness. It’s about strategy.
The Bottom Line
The real cost of ignoring predictive, preventative care? Rising claims. Sicker employees. Higher turnover. And a missed opportunity to be the kind of employer people stay with.
With Prodigy Benefit Management’s Paradigm Health & Wellness Plan, you don’t just offer benefits; you build a healthier, more sustainable future for your business and your team.
Ready to get ahead of the cost curve?
Contact us today to discover how Paradigm can help you mitigate risk, enhance engagement, and manage healthcare costs effectively.